As previously proposed, many of us 'rich' are unable to take responsibility for our own lives. We need the government to build barriers in the road to stop us crossing the road when it is unsafe, we need companies to reduce their promotion of bad foods, as we cannot stop ourselves eating too much of them, we need regulations to restrict smoking, because we smoke too much. This is not new, but it is depressing. However, we are educated, and we know what choices we are making and the sacrifices we are making.

The poor though, are not as well educated, so do they have an excuse for making such bad choices, which an interesting article in the Stanford Social Innovation Review proposes they regularly do, with significant negative impacts. As the author notes:

The consequences of bad choices are bad for everyone, but even worse for the poor, who lack the resources—financial, psychological, social, and political—to compensate for their errors.

A recent field study in Sri Lanka reveals that more than 10 percent of poor male respondents regularly spend their entire incomes on alcohol.

More generally, poor people “could easily save more without getting less nutrition by spending less on alcohol, tobacco, and food items such as sugar, spice, and tea,” Banerjee and Duflo conclude. For example, the typical poor household in Udaipur could spend up to 30 percent more on food if it did not spend money on alcohol, tobacco, and festivals.

Evidently education is not the answer to this conundrum, since the rich have education too -or, a fairer comparison might be that the poor in the rich countries have good education (comparatively) but still make the same mistakes. Or is the answer that our education, one that is influenced by school, peers, families, media and more, all geared towards taking away our sense of personal responsibility, or focusing too much on short-term, or personal, gain? If it is, then this could be changed. Whereas, if this is more genetic and evolutionary, then it might be harder to change. Food for thought...